want to mess with the legal mumbo jumbo another group created. This is interesting as now we have our real first challenge of the bull shit that we read on on these websites. People are getting tired of it and oh boy I cannot wait for a big suit to come out on this topic as banks and companies are making billions selling our data. Now what even makes this more interesting is that the insurer is whining and wants the judge to specially spell out exactly what defending the client, Urban Outfitters requires of them…pretty funny. One group of lawyers wants nothing to do with the crap of a privacy policy the other lawyers wrote:)
Everybody talks about de-identified data and there’s some value there with what they do but that’s the key, what do they do and what’s left for a sharp query master to work with, a lot more than you think…
Re-Identifying Medical Records All Depends on the Query Master and How Much Money Can Be Saved or Made With Adjusting Risk, Up or Down
I’m glad people some information out there about this too and we had the case with medical records matching on zips and other small bits of information. Now there are some that just use zip codes that are not mining but there was story out to where a store was taken to task there too assuming they were doing the same thing and why would a consumer not be nervous…we have a huge profitable data selling epidemic in the US and it’s starting to crunch portions of the economy.
It’s easy money and the only way to regulate it is to start with an IT infrastructure, called buying a license to #1 find out who they all are and #2 to excise tax them and use the tax money for the FDA and NIH for one. Every day on the web I see article after article with someone crying about the lack of funds, well here’s your answer to help. Now this insurer’s attorneys want out but look what happens with other types of insurers…like your health insurance companies who can’t get enough.
Insurance Companies Are Buying Up Consumer Spending Data-Time is Here to License and Tax the Data Sellers-As Insurers Sell Tons of Data, Gets Flawed Data When Data Buyers Uses Out of Context Too
I just wonder how much money the insurer here,
OneBeacon American is making off of their data selling efforts…look at what they underwrite… This sector in particular caught my eye, Technology Insurance. They underwrite medical devices for insurance and Data Privacy. I wonder how profitable that area is today (grin) and what’s required on a claim to cover a breach…nope..didn’t have the right risk management in place, sorry…who knows. Anyway, they want no part of this case with the zip codes being recorded. They said their policies don’t cover this kind of action. This will be interesting and maybe a warning to those who sell data with their crappy privacy statements as it sounds they will be challenged sooner or later as consumers get mad having to spend more time fixing their flawed data on their own dime while and corporations make billions selling it. BD
OneBeacon American Insurance Company doesn’t want to defend Urban Outfitters Inc. and Anthropologie Inc. in a string of customer privacy lawsuits.
Consumers are suing in California, Massachusetts and Washington, D.C. over the company’s practice of collecting zip codes during credit card transactions — a practice they say is forbidden in those jurisdictions.
In a lawsuit filed Tuesday, OneBeacon said the retailers’ insurance doesn’t cover those privacy issues.
A general coverage policy covering both Urban Outfitters and subsidiary Anthropologie has a $1 million personal and advertising limit and a $2 million general aggregate limit.
/www.mainjustice.com/2013/09/12/insurer-wants-out-of-clients-consumer-privacy-suits/
I did a walk through and site looks nice and it all at that time directed towards the idea that a lot would be manually done, in other words without the data connections with mailing in applications. I think they also took a hard look due to complexities of insurance companies today as to how many would “really” do a complete automated shopping and full transaction and that number they indicated would be around 20% so that leaves 80% of the shoppers for insurance using other methodologies. Amazing when you look at the potential of all the data running through what 80% might mean as far as traffic delivering up some data, maybe a little different context here? 
infrastructure works, that is if you don’t get enough news out of Wall Street on that end, it’s all math models, data and code. The whole world operates this way today and it’s all of our fears that flawed data will be used out of context, which we have read in the news with denials from insurers for years, or that the data if correct will be taken out of context. A mathematician and I both agree we don’t have enough people trained on how to work with flawed data as well and that’s yet one more issue we need to face as well. Here’s a post I wrote in back in November and it still holds true…
want a blazing example, and it’s funny too, 
issues as such. This was a company that UnitedHealthcare purchased back in 2010, so it was not developed “in house” you could say. The subsidiary of United formerly called Ingenix, made the purchase and now the name has been dropped a while back and Optum and/or Optum Insights replaced the name. 
markets finds its way to healthcare too and it usually profit related. How many of you realized 
Chinese company, 
crown or implant too? I can it for research purposes as the article mentions for those who are grinding their teeth as temporary tool and not put in a tooth for life. The article says it can tell when you swallow, cough eat, you name it so why would it leave out the oral sex data (grin). 
this idea and there’s the cost of the program, but some doctors I have spoken to can’t wait to retire to get away from the red tape, that being the insurance side of it, the pay for performance metrics, the constant hounding and focus on analytics. You do have to address side of it too and when you see articles like the AAFP finding carriers paying doctors less than Medicare and with having to pay $7500 for the course, is there incentive here? Again as I said “the red tape” is probably a big factor here with making such a decision. 
the Financial Times addressed this as well so now I don’t feel so alone and the article was syndicated on a few other place too like Yahoo. 
Everyone’s doing it and when you look at their privacy policy, well it’s long, lengthy and confusing and why would they not do it when the banks are making billions doing it. 
FTC and what they are not doing about it and that would be add a path to regulate. If you have read this far then you should understand that you need IT infrastructure to regulate anything today and we don’t have it here nor do we have any transparency here and you can pretty much be assured there are lobbyists protecting this interest, it’s a lot of money that goes to corporate profits, easy money when modeled for profit and marketed in such a way that generates usage. Addiction can make big profits with that type of consumer action. It’s been done for years now.
Tri-Coder is one as well as 
consumer wouldn’t want to know this, healthcare or the financial business. A federal website could be set up and the FTC has had some “casual” conversations incorporating some of this. 
which I wrote about kind of tongue and cheek but the more I see today with 
will use some high tech solutions here instead of partial band aid low tech solutions that private industry just models the heck out of to find loopholes and keep the data selling game alive. You get some real action looking for high tech solutions and you won’t have 
his book called Elephants in the Exam Room , we all know doctors are looking for extra income today since their compensation is being cut right and left and 
affects every business but when will segmentation obtain some balance and accountability of the math models and formulas used in healthcare as insurance companies have hundred of Quants they hire to build them and accountability is rarely questioned.
for violating his patents, and he won big. When I read this article I immediately thought of his prize contest for non surgical sterilization of animals.
interested but $25 million, they get interested:) 
I read it loud and clear in the news all the time. Might the fact that 84% of the Senators still use all paper methodologies for all their work when the Senate makes digital systems available? I assume McCain is a “paper senator” from what I read. This gets really interesting though when “Paper Senators” discuss doctors transitioning to electronic medical records…oh the gap shows big time:) The Daily Show report on this….
consumers. There is a reason for a lot this though as this PLOS One study pointed out and yes I published my opinion with a little satire in there just due to the nature of the study with math causing real physical pain to humans..full on study with MRI images and all. I think there’s a lot of pain in Washington, do you? I feel their pain everyday in how it affects me as a consumer:) 
Wonder how the 75,000 employees feel about this…silly. She’s been over taken by the NSA stories and hopefully she doesn’t want a little bit of the action (grin), right?
or business intelligence to be able t determine what has value and what does not and in addition to the quantified self today, we also have the over quantified self. Good data, the company chosen for analytics markets the fact that they can give you better analytics than Yammer itself, which is owned by Microsoft. We all need cheerleaders but we also need logic and business intelligence as well. 
So where can you not get a deal like this one. I was going to do a blog post this week and talk a little bit about it but its seems a few words right now would be appropriate in post.
sales of 53.7 million units in the second quarter of 2013. Microsoft will acquire the Asha brand and will license the Nokia brand for use with current Nokia mobile phone products. Nokia will continue to own and manage the Nokia brand. This element provides Microsoft with the opportunity to extend its service offerings to a far wider group around the world while allowing Nokia’s mobile phones to serve as an on-ramp to Windows Phone.”
When I think back to the early days and scratching out a few of the old antique VB apps that the early phones had, boy have we come a long way. A couple years ago Microsoft actually came out and did some pictures on the group. 
e I have owned. The only thing I have not tried yet is Skype (also owned by Microsoft) and that’s next on my list. Nokia and Microsoft have built a good product hardware wise and software wise for the operating system. 
don’t get done. Believe me with the time I spend on the web I’m doing a self check all the time to make sure I don’t wing out too:) After all I can’t be the kettle calling the pot black either. 
side of things we have out there today. A few years ago I kind of hinted around at this will PHRs too..like what are folks going to do, work on their personal health records or play World of Warcraft…from back in 2010…see I was tracking it then with logic and common sense…everyone has both so just us them and become a skeptic when things don’t seem right. BD
, now 44 years old, would sit eight to 12 hours a day in front of the pale blue glow of his computer, playing a videogame. During holidays, he "binged," spending nearly all his waking hours at his keyboard. Finally, a friend who had been through Alcoholics Anonymous told him he displayed all the same characteristics of an addict.